Retirement planning

SWP calculator

Estimate how long your corpus can support a monthly withdrawal that grows over time.

Your assumptions

Current value of corpus

₹

Withdrawal per month

₹

Expected return per year

Nominal annual return, compounded monthly

Annual withdrawal increase

Set to 0% for a fixed withdrawal

Waiting period before withdrawals

months

Your corpus continues to earn the expected return during this period.

Estimated duration

Enter your assumptions and calculate to see how long your withdrawals may last.

Illustration only, based on a steady return assumption. Actual investment returns, taxes, fees, and inflation can change the outcome. Withdrawals are modeled monthly; each year’s monthly withdrawal increases at the selected rate. The first withdrawal happens after the waiting period.